Money Talk with Rashad Review. Is Rashad Mosely Legit?
Last Updated on March 29, 2026 by David Jaffee
Quick Verdict: High-Risk Strategies and “Modest” Reality
Is Money Talk with Rashad Legit? Rashad Mosely is a former wedding photographer turned trading educator who promotes the “Trade to Freedom” course. While he claims a wealthy lifestyle, public records indicate he resides in a modest home at 1815 Holly Ridge Rd, Columbus, OH. His core strategy—running the “Wheel” on 3x leveraged ETFs like TQQQ and UPRO—is considered by many risk-conscious traders to be highly speculative and dangerous..
These instruments suffer from volatility decay, and selling options on them during a market correction can lead to a total account blowout.
We advise traders to prioritize risk-defined strategies over high-leverage gambling.
If you’ve spent time on financial YouTube, you’ve likely seen Rashad Mosely of Money Talk with Rashad. He claims to have “retired in his 30s” using options and frequently invokes faith and “blessings” to promote his community.
However, when you look past the religious hooks and slick video production, the professional background and the mathematical reality of his trades tell a very different story.
The Professional Pivot: From Weddings to Wall Street
Before becoming an “options expert,” Rashad Mosely was a professional wedding photographer. His Instagram, Visionstyle Photography, showcases his previous career.
While there is no shame in working hard—and Rashad has openly discussed his history of making $10/hour—it raises a critical question: Does five years of experience qualify someone to teach “guaranteed” income strategies in a complex market?
The “Wealth” Reality Check: 1815 Holly Ridge Rd
A common hallmark of the “guru” industry is the projection of extreme wealth to sell courses. Rashad claims his trading pays for his “entire lifestyle” and that he wants to be wealthy enough to “give houses to homeless families.”
However, public real estate records present a different financial picture. Records indicate Rashad Mosely resides at 1815 Holly Ridge Rd, Columbus, OH 43219.
According to Zillow, this is a very ordinary, roughly 1,200-square-foot home. While it is a perfectly respectable residence, it appears to contradict the image of a “multi-six-figure” trader who has unlocked the secrets to unlimited wealth.
Rashad Mosely / Money Talk With Rashad Net Worth: Trading Profits or Course Sales?
While Rashad Mosely claims to make “multiple six figures” and have a net worth sufficient to “retire in his 30s,” there is no audited evidence of his trading gains. Based on the public records of his Columbus, Ohio residence (valued at approximately $235,000) and his background in wedding photography, our estimate of his net worth suggests it likely comes primarily from his Trade to Freedom course sales and community subscriptions rather than consistent market outperformance.
In my opinion, without the recurring revenue from course sales and memberships, it is unclear if the trading strategy alone generates enough profit (or any profit) to support a ‘retired’ lifestyle.
In the world of “gurus,” the true net worth is often found in the marketing funnel, not the brokerage statement.
The “Blessing” Paradox: A Marketing Tactic?
Rashad frequently uses religious language, stating his definition of wealth is the ability to “bless anyone at any time with anything.” This is a common tactic we have seen with other influencers like Invest with Corey or Felix Prehn, who use religion or animals to build artificial trust.
The Challenge: If Rashad truly believes wealth is the ability to “bless” people, and the marginal cost of adding a student to his digital community is zero, why does he charge for it?
We encourage his viewers to email him and ask for a free membership. If his goal is to bless you, he should have no problem granting access. If he rejects you, it suggests the “blessing” narrative is simply a sales funnel.
Strategy Audit: The Danger of the TQQQ Wheel
The core of Rashad’s strategy involves running the Wheel Strategy (selling puts to get assigned, then selling covered calls) on 3x leveraged ETFs like TQQQ (Nasdaq 100) and UPRO (S&P 500).
In my opinion, recommending this to beginner traders is dangerous for three reasons:
Volatility Drag: Leveraged ETFs are designed for day trading, not long-term holding. They suffer from mathematical decay that erodes value over time.
The 3x Trap: If the market falls by 10%, TQQQ can drop 30%+. If you are selling put options on margin during this drop, your losses are magnified, potentially triggering a margin maintenance call.
Capped Upside: By selling covered calls on a volatile asset, you cap your upside. You are taking 100% of the downside risk of a 3x leveraged ETF while limiting your profit potential.
Money Talk with Rashad Reviews: What Students Are Saying
External reviews for Rashad Mosely and the “Trade to Freedom” program are mixed. While many students are drawn in by his high-energy YouTube presence and religious messaging, more experienced traders often post critical reviews regarding the high risk of his leveraged ETF strategies.
Some “Money Talk with Rashad” members highlight that the strategy works in a bull market but offers little protection during a crash.
Before you pay for a community, we recommend looking for reviews that include actual P&L statements, which are notably missing from most guru testimonials.
Why “The Wheel” Underperforms
Rashad claims to prefer selling options because it offers “guaranteed” income. However, data suggests that the Wheel strategy significantly underperforms a simple Buy & Hold strategy in bull markets.
When you sell covered calls, you miss out on the biggest rally days. When you sell puts on leveraged ETFs, you risk blowing up your account during a crash. It is a strategy that picks up pennies in front of a steamroller.
A Better Way: The “Financed Bull” Strategy
Don’t gamble your life savings on 3x leveraged ETFs based on “guru” marketing. You do not need to trade volatile products to achieve financial freedom.
At BestStockStrategy, we teach the “Financed Bull” strategy. By buying call debit spreads and financing them by selling naked puts on high-quality companies (not leveraged ETFs), you can participate in the upside for “free” while maintaining mathematically superior risk management.
Stop Gambling. Start Winning.
Don’t let a market correction wipe out your account. Learn the strategy that prioritizes capital preservation and consistent wins.
Get the “Financed Bull” Strategy (14-Day Trial)
Click Here to Learn the Strategy (Win Up to 98% of Trades)
Consumer Resources & Protection
If you believe you have been misled by Rashad Mosley, Trading with Rashad, a trading guru or a high-priced course, we recommend contacting the following government agencies:
Federal Trade Commission (FTC): Report Fraud & Deceptive Advertising
Ohio Attorney General: File a Consumer Complaint (Rashad’s Home State)
SEC Education: The Risks of Leveraged ETFs
Frequently Asked Questions (FAQ)
Is Rashad Mosely / Money Talk with Rashad a scammer?
I do not use the word “scam” lightly, but in my opinion, there are significant red flags. Rashad Mosely promotes strategies that I believe are high-risk and can blow up accounts.
Furthermore, his claims of “wealth” are contradicted by public real estate records showing he lives in a modest home in Columbus, Ohio. Rashad also seems to invoke religion when he has the ability to “bless” his members with free access to his program yet people who have emailed him requesting free access have been ignored.
What is Rashad Mosely’s Net Worth?
While Rashad Mosely claims to make “multiple six figures” from trading, public records of his residence (approx. value $280k) suggest a much more modest net worth. It is likely that the majority of his income comes from selling his “Trade to Freedom” course rather than actual trading profits.
Does the Wheel Strategy work on TQQQ?
Running the Wheel Strategy on 3x leveraged ETFs like TQQQ is extremely dangerous. These funds suffer from volatility decay. If the market corrects by 10%, your position could drop 30% or more, potentially triggering a margin call that wipes out years of “premium” collection.
Is the Trade to Freedom course worth the money?
In our opinion, the Trade to Freedom course is overpriced for the information provided. I believe that the strategy relies on selling options on leveraged ETFs (TQQQ), a high-risk method available for free on YouTube. Traders would likely see a better ROI by using a cost-effective community that focuses on risk management rather than high-leverage speculation.
About the Author David Jaffee
David Jaffee is the founder of BestStockStrategy.com and creator of the "Financed Bull" Strategy. He graduated from an Ivy League university and worked at Wall Street's most successful investment banks before becoming a full-time options trader and educator. David has taught over 2,500 students in 70+ countries, and his strategy has achieved a win rate approaching 98%. He specializes in selling options for premium income and buying call spreads for long-term wealth building. Verified Trading Results | Student Reviews | Trading Course & Trade Alerts | Watch on YouTube | Personal Website
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